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Did You Know? Flood Facts

  • Floods and flash floods happen in all 50 states.

  • Most homeowners insurance does not cover flood damage.

  • If you live in a high risk area or Special Flood Hazard Area (SFHA) and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance.

  • Just one inch of water can cause costly damage to your property.

  • Flash floods often bring walls of water 10 to 20 feet high.

  • A car can easily be carried away by just two feet of floodwater.

  • Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding.

  • New land development can increase flood risk, especially if the construction changes natural runoff paths.

  • Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $400 a year ($33 a month).

Cited from floodsmart.gov

Flood Solutions

For helpful flood prevention products to protect your home: Flood Prevention